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  • Home
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  • Our Team
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  • Privacy Statement

NAEGER FAMILY INSURANCE

NAEGER FAMILY INSURANCENAEGER FAMILY INSURANCENAEGER FAMILY INSURANCE

The Naeger Family Ins Agencies, LLC

The Naeger Family Ins Agencies, LLCThe Naeger Family Ins Agencies, LLC

  

Local Family Owned And Operated Insurance Agency

4657 HAMPTON AVE
SAINT LOUIS MO  63109

P (314)802-8841
F (314)875-0067


Contact Us

Congratulations to the recipients of The 2025-2026 Edward J. Naeger, Sr. and Karen (Jones) Naeger Scholarships for the 2025-2026 school year !


St. John Vianney High School

David Gale

Nathan Callanan


Nerinx Hall High School

Clementine Foizey

Nora Gale

Welcome to Naeger Family Insurance

The Naeger Family Ins Agencies, LLC is an independent, family owned and operated, insurance agency that specializes in helping our clients find the proper coverage at the most competitive price available. We work with top-rated insurance companies and provide you with the benefit of our extensive and diverse experience in the insurance industry.


Contacts us to speak with one of our agents today to get started with your insurance quote.


Licensed in:

Missouri

Illinois

Kansas

What we do

Personalized Service

The Naeger Family Ins Agencies, LLC provides insurance consultation and assistance with placing insurance for personal and commercial lines. Whether you are getting ready to purchase a new home or car, are opening a new business, or have current policies that you would like to compare, we can help you properly insure yourself and your ass

The Naeger Family Ins Agencies, LLC provides insurance consultation and assistance with placing insurance for personal and commercial lines. Whether you are getting ready to purchase a new home or car, are opening a new business, or have current policies that you would like to compare, we can help you properly insure yourself and your assets at the most competitive price.    At Naeger Family Insurance, we believe in providing personalized service to each of our clients. We take the time to understand your unique needs and recommend the best insurance solutions to meet them.

Do You Have The Right Coverage?

 Protect your future with reliable insurance coverage. Life  changes, and so do your insurance needs. Please contact us and we can  help you determine if you have gaps in coverage that may leave you and  your assets exposed. Below are some examples of areas where you may not  be covered under your standard auto, homeowner's, or commercial

 Protect your future with reliable insurance coverage. Life  changes, and so do your insurance needs. Please contact us and we can  help you determine if you have gaps in coverage that may leave you and  your assets exposed. Below are some examples of areas where you may not  be covered under your standard auto, homeowner's, or commercial policy:


Flood Insurance

Flood  insurance is different than coverage for water damage that is covered  under most homeowner's or commercial building policies. Private flood  insurance is available and is a separate policy.


Earthquake Coverage

Some  companies will allow you to add this to your homeowner's policy as an  endorsement and sometimes, it will need to be a separate policy. There  are significant differences in coverage between a standard homeowner's  policy and an earthquake policy. Most notably, the deductible usually is  much higher on earthquake coverage. There also are underwriting  guidelines that affect the availability of earthquake policies.


Scheduled Items

Do  you have jewelry, firearms, a fine wine collection, or any other  collectibles ? Most policies limit the coverage amount for certain  items. If you have anything out of the ordinary, we should look to  either endorse the policy to cover those items or put in place a  separate policy when appropriate.


Umbrella Policies

With  rising costs on everything, having the extra coverage that an umbrella  provides can be a good way to protect yourself and your assets.  Insurance companies limit the amount of coverage you can purchase on a  standard policy and policies can leave gaps in coverage. Umbrella  policies help extend the amount of coverage you have and can fill in  some of the gaps in coverage.


Using Your Personal Vehicle For Delivery Or Ride Sharing

We  are aware that some businesses ask you to use your personal vehicle for  delivery or that Ride Sharing services such as Uber or Lyft are a great  way to make some extra money. Generally speaking, your standard auto  policy does not provide the full benefit of coverage that your otherwise  would receive, If you are considering either of these situations,  please contact us first to review your policy so we can help you  determine if coverage will be provided or if we need to make some  adjustments to your coverage.


Home Sharing

Home  sharing with services like Airbnb increasingly are a popular way to  earn some extra money. Most standard homeowners policies do not provide  coverage for these situations. However, more insurance companies now are  offering coverage through endorsements that will need to be added to  your standard policy.At Naeger Family Insurance, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.We work with multiple insurance carriers to ensure that our clients receive the best coverage at the best price. Our team will shop around and compare rates to find you the most competitive pricing.

Services And Companies

Services And Companies

 The  Naeger Family Ins Agencies, LLC      

is an independent agency, which means that we work with many different highly rated and and reliable insurance companies. Every person and every situation is unique.  Because we work with different insurance companies, we can help tailor your insurance to get the coverage you need at the most com

 The  Naeger Family Ins Agencies, LLC      

is an independent agency, which means that we work with many different highly rated and and reliable insurance companies. Every person and every situation is unique.  Because we work with different insurance companies, we can help tailor your insurance to get the coverage you need at the most competitive price. We are licensed in Missouri, Illinois and Kansas. 


We can assist you with finding coverage in the following areas:

Auto
Home (Primary and Secondary)
Condo
Vacation/VRBO
Rental Buildings
Renter's

 Boats
Motorcycles and Off Road Vehicles
Golf Carts
RV And Trailers
Commercial General Liability
Commercial Property
Commercial Packages
Worker's Comp
And More


INSURANCE CARRIERS

Safeco 1(800)332-3226

Travelers
1(800)252-4633

Nationwide
1(800)282-1446

Progressive
1(800)776-4737

ASI (Progressive Home)
1(866)274-8765

Openly
1(888)808-4842

Hagerty
1(888)220-9565

Foremost
1(888)888-0080

Palomar Specialty
1(619)567-5290


Personal Umbrella.com
1(800)564-1799


West Bend/NSI
1(800)236-4233


Missouri Employers Mutual (MEM)

1(800)442-0593

Contact Us For A Quote Today

Naeger Family Insurance

4657 Hampton Ave, St. Louis, Missouri 63109, United States

Phone: (314)802-8841 Fax:(314)875-0067

Hours

Open today

08:30 am – 04:30 pm


Copyright © 2025 Naeger Family Insurance - All Rights Reserved.


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