The Naeger Family Ins Agencies, LLC
Local Family Owned And Operated Insurance Agency
What we do
Personalized Service
Do You Have The Right Coverage?
Do You Have The Right Coverage?
The Naeger Family Ins Agencies, LLC provides insurance consultation and assistance with placing insurance for personal and commercial lines. Whether you are getting ready to purchase a new home or car, are opening a new business, or have current policies that you would like to compare, we can help you properly insure yourself and your ass
The Naeger Family Ins Agencies, LLC provides insurance consultation and assistance with placing insurance for personal and commercial lines. Whether you are getting ready to purchase a new home or car, are opening a new business, or have current policies that you would like to compare, we can help you properly insure yourself and your assets at the most competitive price. At Naeger Family Insurance, we believe in providing personalized service to each of our clients. We take the time to understand your unique needs and recommend the best insurance solutions to meet them.
Do You Have The Right Coverage?
Do You Have The Right Coverage?
Do You Have The Right Coverage?
Protect your future with reliable insurance coverage. Life changes, and so do your insurance needs. Please contact us and we can help you determine if you have gaps in coverage that may leave you and your assets exposed. Below are some examples of areas where you may not be covered under your standard auto, homeowner's, or commercial
Protect your future with reliable insurance coverage. Life changes, and so do your insurance needs. Please contact us and we can help you determine if you have gaps in coverage that may leave you and your assets exposed. Below are some examples of areas where you may not be covered under your standard auto, homeowner's, or commercial policy:
Flood Insurance
Flood insurance is different than coverage for water damage that is covered under most homeowner's or commercial building policies. Private flood insurance is available and is a separate policy.
Earthquake Coverage
Some companies will allow you to add this to your homeowner's policy as an endorsement and sometimes, it will need to be a separate policy. There are significant differences in coverage between a standard homeowner's policy and an earthquake policy. Most notably, the deductible usually is much higher on earthquake coverage. There also are underwriting guidelines that affect the availability of earthquake policies.
Scheduled Items
Do you have jewelry, firearms, a fine wine collection, or any other collectibles ? Most policies limit the coverage amount for certain items. If you have anything out of the ordinary, we should look to either endorse the policy to cover those items or put in place a separate policy when appropriate.
Umbrella Policies
With rising costs on everything, having the extra coverage that an umbrella provides can be a good way to protect yourself and your assets. Insurance companies limit the amount of coverage you can purchase on a standard policy and policies can leave gaps in coverage. Umbrella policies help extend the amount of coverage you have and can fill in some of the gaps in coverage.
Using Your Personal Vehicle For Delivery Or Ride Sharing
We are aware that some businesses ask you to use your personal vehicle for delivery or that Ride Sharing services such as Uber or Lyft are a great way to make some extra money. Generally speaking, your standard auto policy does not provide the full benefit of coverage that your otherwise would receive, If you are considering either of these situations, please contact us first to review your policy so we can help you determine if coverage will be provided or if we need to make some adjustments to your coverage.
Home Sharing
Home sharing with services like Airbnb increasingly are a popular way to earn some extra money. Most standard homeowners policies do not provide coverage for these situations. However, more insurance companies now are offering coverage through endorsements that will need to be added to your standard policy.At Naeger Family Insurance, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.We work with multiple insurance carriers to ensure that our clients receive the best coverage at the best price. Our team will shop around and compare rates to find you the most competitive pricing.
Services And Companies
Do You Have The Right Coverage?
Services And Companies
The Naeger Family Ins Agencies, LLC
is an independent agency, which means that we work with many different highly rated and and reliable insurance companies. Every person and every situation is unique. Because we work with different insurance companies, we can help tailor your insurance to get the coverage you need at the most com
The Naeger Family Ins Agencies, LLC
is an independent agency, which means that we work with many different highly rated and and reliable insurance companies. Every person and every situation is unique. Because we work with different insurance companies, we can help tailor your insurance to get the coverage you need at the most competitive price. We are licensed in Missouri, Illinois and Kansas.
We can assist you with finding coverage in the following areas:
Auto
Home (Primary and Secondary)
Condo
Vacation/VRBO
Rental Buildings
Renter's
Boats
Motorcycles and Off Road Vehicles
Golf Carts
RV And Trailers
Commercial General Liability
Commercial Property
Commercial Packages
Worker's Comp
And More
INSURANCE CARRIERS
Safeco 1(800)332-3226
Travelers
1(800)252-4633
Nationwide
1(800)282-1446
Progressive
1(800)776-4737
ASI (Progressive Home)
1(866)274-8765
Openly
1(888)808-4842
Hagerty
1(888)220-9565
Foremost
1(888)888-0080
Palomar Specialty
1(619)567-5290
Personal Umbrella.com
1(800)564-1799
West Bend/NSI
1(800)236-4233
Missouri Employers Mutual (MEM)
1(800)442-0593
